Terms and Conditions

Dated: May 20, 2023

INTRODUCTION

Welcome to Money Africa Kids, an entity registered under the Laws of the Federal Republic of Nigeria. These Terms and Conditions, along with our Privacy Policy, govern your use of our website and mobile application. As used in these Terms and Conditions, "our service" or "the service" means the service provided on our sites located athttps://moneyafricakids.com/ (the “Platform/ Application”), including all features and functionalities, website, mobile applications, and user interfaces, as well as software associated with the Service.

By using the Platform, you are deemed to have read and agreed to the Terms and Conditions as may be reviewed from time to time. You agree to only use our platform ina manner that complies with all applicable laws and regulations and is consistent with these terms and does not infringe the rights of anyone else, nor restrict or inhibit their use and enjoyment of our sites (including, without limitation, by hacking). We reserve the right in our sole discretion to deny any user access to any of our websites without prior notice

The following words used in this Terms and Conditions, Privacy Policy and Disclaimer Policy and any or all Agreements shall have the following meaning: "You" and "Your "refers to you, the person using our services and accepting this Terms and Conditions. "Money Africa Kids", "Ourselves", “Our”, "We", and "Us", refers to Money Africa Kids. "Party", "Parties" refers to both the user and our organization, or either the user or our organization. These terms apply to the entire contents of our website and to any correspondence between you and us.

Please carefully review these terms and conditions before using the platform or accessing any data here. Any use of this website creates a binding agreement to comply with these terms and conditions. If you do not agree to these terms without limitation or exclusions, you must exit this site immediately.

Also, note that the headings of each section in these Terms and Condition are only for the purpose of organizing the various provisions under these Terms in an orderly manner. These headings shall not be used to interpret the provisions contained under them in any manner. Further, the headings have no legal or contractual value.

MINIMUM AGE

Our services and products are only available to persons above the age of 7, if you are belowthis age, you must obtain permission from your parent(s) or guardian before accessing thisApplication. By signing up on this Mobile application, you warrant that You haveobtained such permission.

ACCEPTANCE OF TERMS

By signing up for our services, you accept and agree to be bound by these Terms and Condition and our Privacy Policy. If you do not want to agree to these Terms and/or the Privacy Policy, you must not sign up for our services. If you are acting on behalf of aminor, the minor is also bound by these Terms. You are, therefore, advised to read these Terms carefully, as your use, access, or browsing of Our Services or Products, with or without payment and with or without a subscription, through any means shall signify Your acceptance of the Terms and Your agreement to be legally bound by the same.

When using services offered through Money Africa Kids’ third-party service providers,such as email, you will be subject to Terms posted by these third-party service providers. Registration for any of Our Services or Products signifies Your agreement to those additional Terms.

SERVICES OVERVIEW

Once users register themselves via the Platform, they gain access to our materials on a freemium basis, which can be converted to premium at any time. A user can subscribe to one of four plans:

  1. Platinum - 1 year (NGN 10,000)
  2. Gold - 6 months (NGN 5,000)
  3. Silver - 3 months (NGN 3,000)
  4. Bronze - 1 month (NGN 1,000 with the option to subscribe to freemium)

FEES

Our services are billed on a subscription basis (the “Subscription”). This means that once your Subscription expires, you will be able to strictly watch freemium videos until you resubscribe. To renew your subscription, send a request to Us via email to Kids@themoneyafrica.com or via phone at +2349020684758. If you provide credit or debit card information to pay for the Service, you represent and warrant that You are authorized to supply such information and that You authorize Us to charge that payment method on a subscription basis to pay the fees as they come due

Every effort has been made to ensure accurate pricing of our products—featured on our platform or offered via other means—but please be aware that our prices are subject to change. In the event that a product is ordered, and the listed price has changed, you will be notified prior to processing your Order. You agree to pay all applicable taxes relating to your use of our services or products

USER’S CONDUCT

A User shall use the Platform for lawful purposes only. Accordingly, a User shall not post, send or transmit any material which violates or infringes in any way upon the rights of others or perform any act that is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conducts that would constitute a criminal offense, give rise to civil liability or otherwise violate any law.

Any conduct by a User that, at Money Africa Kids’ sole discretion, restricts or inhibits any other User from using or enjoying this mobile application is prohibited. Accordingly, no User shall use this application to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of Users to become subscribers of other online information services that are in competition or likely to be in competition with Money Africa Kids.

Note that Money Africa Kids reserves the right to deny you access to any of the Services or Products or any portion thereof without notice for the following reasons:

  1. Immediately by Money Africa Kids for any unauthorized access or use by you
  2. Immediately by Money Africa Kids if You assign or transfer (or attempt the assignment or transfer of any rights granted to You under this Agreement
  3. Immediately, upon a report of Your violation of this Agreement or any other policy accessible on Our platforms

USE OF SERVICES

Your use of our product, Platform, and services is solely for your personal and non-commercial use. Any use of the Platform, services, or products or their contents other than for personal purposes is prohibited. The following restrictions apply to your personal and non-commercial use of our Platform, services, or products:

  • Use any material or information, including images or photographs, which are made available through the services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary rights of the owner.
  • Upload files that contain viruses, malware, worms, corrupted files, or any other similar software or programs that may damage the operation of our systems.
  • Falsify or delete any copyright management information, such as author attributions, legal or other proper notices indicating the moral intellectual property right of another, or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded to Our Mobile application/Application.
  • Use deep links, page-scrape, robots, spiders, or other automatic devices, programs, algorithms or methodology, or any similar or equivalent manual process, to increase traffic to the Application/Mobile application, to access, acquire, copy, or monitor any portion of the Application/Mobile application, or in any way reproduce or circumvent the navigational structure or presentation of the Application/Mobile application, or any content, to obtain or attempt to obtain any content, documents or information through any means not specifically made available through the Application/Mobile application.
  • Restrict or inhibit any other User from using and enjoying the Services or Products.
  • Violate any code of conduct or other guidelines, which may be applicable to any particular Service or Product.
  • Violate any applicable laws or regulations.
  • Use, download, or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of Users of the Services or other User or usage information orany portion thereof.

We reserve the right to review posts, feedback, and updates posted to this MobileApplication by any User and to remove any materials that are posted for a prohibited purpose, as well as suspend that User.

INTELLECTUAL PROPERTY

All present and future rights in and to trade secrets, patents, copyrights, trade marks, service marks, know-how, and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the services provided by this Platform (the “Intellectual Property Rights”) shall, vest in Money Africa Kids.

The content of this Platform includes but is not limited to computer programs, technology, data file, techniques, algorithms, methods, codes, logos, marks, trade secrets, designs, text, graphics, pictures, audio and video files, other data or copyrightable materials or content, and their selection and arrangement, are protected as a collective work or compilation under Nigerian copyright and other relevant conventions and treaties. All individual content, modules, articles, and other elements, including all software available on this Platform or used to create and operate this Platform is and remain the property of Money Africa, excluding third-party materials used to create content on our Platform.

All trademarks and service marks, whether registered or unregistered, as well as productnames and company names or logos, displayed or mentioned on this Platform are the property of their respective owners. A User may only use such marks with the prior writtenconsent of the owner.

Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship, or recommendation of it by Money Africa.

You agree to abide by all applicable copyright laws, as well as any additional copyright notices or restrictions contained on this Platform. You acknowledge that this Platform is developed, compiled, prepared, revised, selected, and arranged by Money Africa Kids and its partners and constitutes their intellectual property. You agree to protect the proprietary rights of Money Africa and all others having rights in this Platform during and after the term of these Terms and to comply with all reasonable written requests made by Money Africa Kids or its suppliers and licensors of contents (“Affiliates”).

In a bid to protect your copyright as well as the copyright of other Users, you agree to notify Money Africa in writing promptly upon becoming aware of any unauthorized access or use of this Platform by any individual or entity.

All present and future rights in and title to this Platform (including the right to exploit this Platform and any portions of it over any present or future technology) are reserved to Money Africa Kids for its exclusive use. Except as specifically permitted by these Terms, you may not copy or make any use of this Platform or any portion of it, without prior written approval from Money Africa Kids.

You shall not upload, post or otherwise make available on this Platform, any content protected by copyright, trademark, or other proprietary rights without the express permission of the owner of the copyright, trademark, or other proprietary right and the burden of determining that any material is not protected by copyright rests with You. You shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By providing any material to this Platform, You automatically grant or warrant that the owner of such material has expressly granted You a royalty-free, perpetual, irrevocable right and license to use, reproduce, modify, adapt, publish, translate, and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or to be developed in the future for the full term of any copyright that may exist in such material.

CHANGED TERMS

Money Africa Kids reserves the right to modify these Terms at any time. Such modifications will become part of this Agreement and will be effective once posted by us on the Platform. If a revision is a material, we will notify you via electronic mail or via a pop-up or redirection when you log in on our Platform. Still, we recommend that You should review the Platform and these Terms from time to time. (The most current version of the Terms can be reviewed by clicking on the “Terms and Conditions” hypertext link located at the bottom of our web pages.) Your continued use of our Services means that you accept any new or modified Terms that we come up with.

TERMINATION

You can’t terminate or suspend your subscription at any time on the Platform. Termination or suspension of a user will strictly be done by Money Africa Kids admin. Upon termination, we will deactivate your account and delete all the materials uploaded or transmitted to us in the course of your use of our products and services. You will not be charged for the next subscription and will not be entitled to a refund of any money already paid for any billing period, except where such request was made within the allowed refund request window.

Prior to the expiration date of your subscription period, we will send 2 weeks, 1 week and1-day notices to you. In the event that you do not renew your subscription before the expiration date, we will immediately terminate your subscription at the end of your billing period. Additionally, Money Africa Kids may terminate these Terms at any time before the end of a billing period and without prior notice if:

  1. We are investigating suspected misconduct by you;
  2. You have used the Services in a way that causes legal liability to Us or disrupts theuse of Our Services by other users;
  3. You use this Platform or Platform for any of the prohibited purposes or upload anyof the prohibited materials

In the event that we limit, suspend, or terminate our services, we will endeavour to giveYou advance notice and an opportunity to export a copy of Your Content from Our Platform/Platform. However, in the event of a violation of the provisions of these Termsor any applicable law, we may decide that We need to take immediate action to suspend Your account without notice.

We will use commercially reasonable efforts to narrow the scope and duration of any limitation or suspension implemented in line with these Terms and as needed to resolve the issue that prompted such action. Money Africa Kids may, subject to the provision of the law as to retention or right to be forgotten, retain Your Content upon termination of Service, but we are not under any obligation to do so.

MEMBER ACCOUNT, PASSWORD, AND SECURITY

We are committed to safeguarding the privacy of Your information. When You sign up for Our services, we require that You create an account by providing Us with current, complete, and accurate information as prompted by the applicable registration form.

We have measures in place designed to protect Your information against unauthorized access. But be aware that although we endeavor to provide reasonable security for the information we collect and process, we recognize that no security system can prevent all potential security breaches; thus, we cannot guarantee the absolute safety of Your information.

Please note that you are entirely responsible for any and all activities that occur under your account and you shall Promptly notify us of any unauthorized use of your account or anyother breach of security. Money Africa Kids will not be liable for any loss that you mayincur as a result of third-party access, either with or without your knowledge.

NOTICES REGARDING SOFTWARE, DOCUMENTS, AND SERVICES AVAILABLE ON THIS PLATFORM

Disclaimer of warranty and limitation of liability:

  1. The User expressly agrees that the use of this Platform is at the User’s sole risk. Neither Money Africa, its affiliates nor any of Our respective employees, agents, third-party service providers, or licensors warrant that this Platform will be uninterrupted or errorfree; nor do they make any warranty as to the results that may be obtained from the use of this Platform, or as to the accuracy, reliability or content of any information and service provided through this Platform.
  2. This Platform is provided on an “as is” basis without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for any particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to these Terms.
  3. This disclaimer of warranty and limitation of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction, or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behaviour, negligence, or under any other cause of action.
  4. We disclaim liability for any errors or inaccuracies which may occur or be contained in any material despite our best effort to offer the current and correct information in the preparation of Our Application/Platform/Services/Products. Neither We nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on the Application/Platform/Services/Products for any particular purpose.
  5. We reserve the right to remove, review, edit, or delete any content at any time. Also, certain contents in the Application/Services/Platform/Products may contain opinions and views. Money Africa Kids shall not be responsible for such opinions or any claims resulting from them. Further, Money Africa Kids makes no warranties or representations whatsoever regarding the quality, content, completeness, or adequacy of such information and data.
  6. We may contact Our Users through SMS, email, and call, to give information about Our Products as well as notifications on various important updates and/or to seek permission for a demonstration of Our products. You agree to receive these periodic messages.
  7. Upon registration through any means whatsoever, Money Africa Kids may contact You through the registered mobile number or e-mail or any other mobile number or contact number or email provided by You to enable the effective provision of Our Services. The User expressly permits Money Africa Kids to contact them and the student(s) utilizing the Services, through the above-mentioned means at any time post registration.
  8. Money Africa Kids’ Products and/or Services are compatible only with certain devices/tablets/instruments/hardware. Money Africa Kids shall not be obligated to provide workable products and/or services for any instruments that are not recognized by Money Africa Kids or those instruments that may be purchased from any third party which are not compatible with Money Africa Kids’ products and services. Also, You agree that any defect relating to any devices/tablets/instruments/hardware used to access Our Services or Products shall be reported to the manufacturer whose details shall be specified on the packaging and Money Africa Kids shall not be responsible for the such defect in any manner.
  9. Minors, un-discharged, or insolvent persons are not eligible to register for our products or services. Where a minor wish to use our products or Services, such use shall be made available to the minor by his/her legal guardian or parents, who has agreed to these Terms. It is assumed that a minor who utilizes Our Services has obtained their legal guardian’s or parent’s consent and that such use is made available by the legal guardian or parents. Money Africa Kids will not be responsible for any consequence that arises as a result of misuse of any kind of Our Application or any of Our products or Services that may occur by virtue of any person including a minor registering for the Services/Products provided. Where it is discovered that a User is under the age of18 (eighteen) years, Money Africa Kids reserves the right to terminate the User’s subscription and/or refuse to provide the User with access to the Products or Services.

MONEY AFRICA KIDS TAB POLICY

EXCLUSIONS

The policy would not cover:

  1. Repairs or any other costs for;–
    • Cleaning, inspection, or routine servicing.
    • Any repairs carried out without prior authorisation.
    • Wear and tear to the devices and/or gradual deterioration of performance.
    • Cosmetic damage.
    • Devices manufactured wholly or partially from precious metals, stones, or crystals.
    • Scratching or other superficial damage to outer casings or aerials.
  2. Any claim if the serial number IMEI (International Mobile Equipment Identity) or SIM gate has been tampered with in any way.
  3. Failure on the customer’s part to follow the Manufacturer’s instructions.
  4. Any expense incurred as a result of not being able to use the Device, or any cost other than the cost of repair of the damaged screen.
  5. Reconnection or subscription fees of any kind.
  6. Any loss occasioned through the wilful act of the insured or any other person with the knowledge or connivance of the insured.
  7. Any loss or damage to information or data or software contained in or stored on the device whether arising out of a claim paid by us or otherwise.
  8. Accidental liquid damage of any kind to any of its parts or accessories.
  9. Items purchased from an online auction site.
  10. Claims arising from damage or directly occasioned by pressure waves caused by aircraft or other aerial devices traveling at sonic or supersonic speed.
  11. Claims arising from terrorism, war or invasion, acts of foreign enemies, hostilities whether war is declared or not, rebellion, revolution, insurrection, military or usurped power, confiscation, nationalisation or requisition or destruction or damage to property under the order of any government or public or legal authority.
  12. Claims arising from damage or destruction caused by, contributed to, or arising from:
    1. ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel; or
    2. the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or component thereof.

ELIGIBILITY OF COVER

Cover applies to only devices purchased/verified in Nigeria from Money Africa Kids within the territorial limits of the Federal Republic of Nigeria and the customer who owns the gadget.

RETURN POLICY

  1. This policy shall be governed by and construed according to the laws of the Federal Republic of Nigeria.
  2. This policy covers only devices purchased from Money Africa Kids directly or any authorized reseller.
  3. Money Africa Kids may decide to change the terms and conditions of Your policy. Only changes formally made by Money Africa Kids are acceptable under this policy,no other parties have any jurisdiction to change or agree to any different terms.
  4. You must take all reasonable precautions to prevent damage to Your Device.
  5. The benefits of this Policy cannot be transferred to someone else or any other Device.
  6. Any event which may result in a claim MUST be notified within seven (7) days to Money Africa Kids.
  7. In the event of a claim, all damaged Devices MUST be taken ONLY to Authorised outlets for repair.
  8. In the event that the device has come to its end of life and the parts to effect repair can no longer be found, Money Africa Kids Limited reserves the right to pay the cash equivalent of the claims payout less applicable tax deductions at the end of the month in which the claim was made.
  9. Screen repair is available at an affordable price

MISCELLANEOUS

Force majeure: We shall not be responsible for any failure or delay in performance due to circumstances beyond our control, including, without limitation, acts of God, war, riot, acts of civil or military authorities, fire, floods, accidents, service outages resulting from equipment and/or software failure and/or telecommunications failures, power failures, network failures, failures of third-party service providers (including providers of internet services and telecommunications). If you are affected by any such event, you shall notify us within a maximum of seven (7) days from the day you became aware. The performance of these Terms shall then be suspended for as long as any such event shall prevent us from performing our obligations under these Terms

Third-Party Links:Third-Party links will take you out of this Platform. The linked mobile applications are not under the control of Money Africa Kids and we are not responsible for the contents of any linked Mobile Application or any link contained in a linked mobile application, or any changes or updates to such Mobile applications. Money Africa Kids provides these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Money Africa Kids of the third-party mobile application.

Applicable Law:These Terms shall be governed by and construed in accordance with thelaws of the Federal Republic of Nigeria.

Indemnification:User agrees to defend, indemnify and hold harmless Money AfricaKids, its affiliates, and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of MoneyAfrica Kids by User or User’s Account.

References:The companies, organizations, products, domain names, email addresses, logos, people, and events depicted herein are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, or event is intended or should be inferred.

Entire Agreement:These terms and conditions, together with our Privacy Policy constitute the entire agreement between You and Us in relation to Your use of Our Platform and supersede all previous agreements in respect of Your use of this Platform.

Any rights not expressly granted in these Terms are reserved.

CONTACT US

If you have any questions about this Privacy Policy, please contact Us at Kids@themoneyafrica.com.